Editorial Review · 2026
Goldco Review
Best for: Mid-size rollover investors.
Our editorial score
Outbound link to the company's own site.
Goldco is one of the most recognized names in the field, and for a mid-size rollover it is easy to see why. A lower $25,000 minimum, a clearly published fee schedule, and a strong buyback program make it an accessible, full-service choice. Just read the bonus-metal promotions carefully — a sound-money buyer always asks what the spread really is.
At a glance
- Editorial rating
- 4.1 / 5 (our opinion)
- Best for
- Mid-size rollover investors
- Account minimum
- $25,000
- Founded
- 2006
- Headquarters
- Calabasas, California
- BBB rating
- A+ (accredited)
- Metals offered
- Gold, Silver
- Storage partners
- Brink's, Delaware Depository
- Custodian partners
- STRATA Trust, Equity Trust
- Fees
- Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
- Last reviewed
- 2026-06
Standout features
- Buyback program with a highest-price guarantee
- Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
- Promotional bonus metals on qualifying large purchases
- Lower minimum than education-focused premium rivals
What we like
- ✦Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
- ✦Clearly published, predictable annual fee schedule
- ✦Strong buyback program and dedicated rollover assistance
- ✦A+ BBB rating and a long operating history (since 2006)
What to weigh
- Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
- Limited to gold and silver (no platinum or palladium)
- First-year cost rises once setup and segregated storage are included
The bottom line
Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.
Questions savers ask about Goldco
What is the minimum investment for Goldco?
Goldco's stated account minimum is $25,000. Confirm the current figure directly with the company before opening an account.
Is Goldco BBB accredited?
Goldco holds a A+ Better Business Bureau rating and is BBB-accredited as of our last review (2026-06). Verify the current status on BBB.org.
What metals does Goldco offer?
Goldco offers Gold, Silver for precious-metals IRA accounts, using IRS-approved depositories such as Brink's and Delaware Depository.
What does Goldco charge in fees?
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.
Sources consulted
Ratings are our independent editorial opinion, not user reviews.
This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.